12 amazing benefits of using the Bybit Card

Transacting using your crypto assets shouldn’t be complicated. As such, Bybit has created a way to make life easier for its users through the Bybit Card, a crypto debit card that doesn’t have annual or monthly fees and offers exclusive benefits, including up to 10% cashback on eligible crypto-funded purchases and 100% rebates in Rewards Points on qualifying subscriptions, subject to monthly caps. Read on to discover all the perks you can enjoy when using your Bybit Card.

Key Takeaways:

• The Bybit Card crypto debit card has no annual or monthly fees, and offers you exclusive benefits.

• It comes in physical and virtual versions in eligible regions. The virtual card is currently free to issue and ready to use once your application is approved.

• Some key advantages of the Bybit Card include up to 10% cashback, a Rewards Program, a Referral Program and the opportunity to earn interest on idle crypto assets.

Advantages of using the Bybit Card

The following are some of the unique selling points of the Bybit Card.

1. Widely accepted

The Bybit Card can be used at over 90 million merchants that accept Mastercard or Visa. The network available to you depends on your regional card program, so look for the logo shown on your card when paying. Bybit works with Mastercard and Visa card partners to support secure crypto-funded payments at eligible merchants.

2. Wide variety of crypto options

The Bybit Card currently supports six cryptocurrencies for payments: Bitcoin (BTC), Ether (ETH), XRP (XRP), Tether (USDT), USD Coin (USDC) and GRAM. You can choose which assets to spend and set their payment priority on the Card Dashboard.

3. EMV 3D-Secure

Bybit works with Mastercard and Visa card partners whose networks follow established security standards designed to protect cardholder data and transactions.

In supported regional programs, the Bybit Card uses EMV® 3D-Secure, a cutting-edge fraud prevention technology that allows for consumer authentication when making online payments. When using your Bybit Card, you can comfortably shop knowing that there’s an additional layer of security present to keep fraudsters at bay.

4. Cashback and rebates

Eligible crypto-funded purchases can earn 2–10% cashback. Since Oct 5, 2026, at 10:00 UTC, fiat-funded transactions have not qualified. Your rate and monthly cap depend on your VIP status or monthly spending tier. Non-VIP users start at Tier 1 (Base), with 2% cashback capped at 5 USDT equivalent per month. Tier 6 (Infinite) offers 10% cashback capped at 600 USDT equivalent per month for qualifying users.

Qualifying crypto-funded subscriptions purchased directly on the merchant's official website can earn a 100% rebate in Rewards Points. The current list includes ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, Financial Times, Shahid and iQIYI. The offer is available to VIP users and non-VIP users at Tier 3 or above, subject to monthly points and cashback caps. Check the current rebate terms before subscribing.

Bybit Card holders can also purchase Travel Lounge passes with crypto via Bybit Pay through the card dashboard in the Bybit App.

5. Rewards Program

Eligible crypto-funded payments with Bybit Card or Bybit Pay can earn Rewards Points. Spending across Card and Pay is combined for monthly transaction volume and points. Your point multiplier and monthly cap depend on VIP status or monthly spending tier. Points remain pending for four calendar days after a transaction is completed before they become available. You can use available points at the Rewards Market. You can also enable Auto Cashback to receive eligible cashback automatically in your Funding Account.

6. Earn interest on idle crypto

You can enable Auto Earn to allocate eligible idle crypto from your Funding Account to Flexible Easy Earn at 10 AM UTC daily. To use assets invested in Flexible Easy Earn for Bybit Card payments, enable Auto-Deduction on the card dashboard.

Auto Earn allocations are subject to each Flexible Easy Earn plan’s minimum and maximum investment limits. If the required minimum is not met or the maximum is exceeded, the subscription can fail for that day.

7. Referral Program

You may also be able to earn rewards by inviting friends through Bybit Card referral campaigns. Offers and spending requirements vary by region and campaign, so check the current terms to see whether you qualify.

8. Spend instantly with the virtual card

The Bybit Card comes in virtual and physical versions in eligible regions. The virtual card is currently free to issue, and you can make online payments as soon as your application is successful. Depending on your region, you may also be able to add it to Apple Pay, Google Pay or Samsung Pay.

9. Physical card delivery and use

Physical Bybit Cards are available in selected countries; delivery depends on regional rules and logistics. Issuance or replacement fees vary by card program. For example, Australia’s published physical-card fee is USD 29.99, with eligible VIP holders exempt. Check Fees and Limits (Bybit Card) for the current fees in your region. Physical cards support online and contactless payments at supported retail terminals.

10. Multiple designs to choose from

The virtual card may feature limited-edition designs during selected campaigns. More recent examples include the football-themed Bybit Card designs offered for virtual and physical cards in June–July 2026, and the Tomorrowland x Bybit virtual card design promoted for the September 2026 Tomorrowland Brasil presale. Available designs depend on the current campaign and region.

11. Convenient off-ramping

Bybit has over 20 trading products available on its exchange, including Spot Trading, Derivatives, Bybit Earn and Margin Trading. With the Bybit Card, you can easily and quickly off-ramp your earnings and spend them to make online payments.

12. 24/7 multilingual customer service

As a customer-centric platform, Bybit provides 24/7 multilingual customer support for all its products, including the Bybit Card. We have a team of dedicated live agents to address any questions, concerns or inquiries related to your Bybit Card.

The bottom line

The Bybit Card lets you spend your crypto on everyday purchases, earn cashback and Rewards Points on eligible spending, and put idle crypto to work with Auto Earn. Your card uses Mastercard or Visa, depending on your region. Benefits, rewards caps and the availability of a physical card also vary by regional card program.

Before you apply, visit the Bybit Card page and Help Center to check the benefits, card options and fees available in your region.

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